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Affordable Care Act Health Insurance Marketplace
Get Help to Buy Health Insurance

Enrollment at the Health Insurance Marketplace for 2015 will be open from November 15, 2014 - February 15, 2015. Learn about new plans and any changes in an existing plan's participating providers, services, medications, and costs. See how insurance and help with payments work and about plans available in your area – all on the Internet at


or the Marketplace Call Center 1-800-318-2596
  (TTY 1-855-889-4325)

Enroll or re-enroll by December 15, 2014 for insurance coverage to start January 1, 2015 or to continue after that date.

www.healthcare.gov (the Marketplace) is the link to find the health insurance policies available for purchase in Virginia that best meet your needs and budget. It will allow you to check to see if you qualify for Marketplace insurance programs, compare costs and benefits of different policies, and to submit an electronic application if you decide to do so. You may also apply by mail or phone.

A limited number of trained specialists (called Navigators or Certified Application Counselors) may still be offering workshops and in person advice. Insurance agents also are available to help you select a plan. Insurance agents are paid by health insurance companies; Navigators and Certified Application Counselors must be impartial and may not charge for their help.  Visit Enroll Virginia! online to find sources of local help.

Will I be eligible for financial assistance?

Enter your income and family information online at http://kff.org/interactive/subsidy-calculator/. for a quick idea of the amount of help, if any, for which you should qualify. This is not the official subsidy calculator but one developed by the Henry J. Kaiser Family Foundation. It is used by many Navigators and Certified Application Counselors.

What should I think about before choosing a plan?

Check out the information available here…

or at http://kff.org/health-reform/faq/health-reform-frequently-asked-questions

If there are words you don’t understand, look them up…

If you are going to need more help paying for your health insurance than is offered through the Marketplace, be sure you have this help approved before you buy.

Remember, a policy that fits someone else may not offer what you need.

Does everyone need to buy health insurance through the Marketplace?

People who already have private insurance, Medicare or Medicaid probably will not need to buy insurance in the Marketplace.  Marketplace insurance is available to US citizens and legal residents. The website  www.healthcare.gov can help you quickly decide if you are eligible for this program.

Northern Virginia Regional Commission  3040 Williams Drive, Suite 200  Fairfax, VA 22031  703-642-0700 (Voice)  703-642-5077 (FAX)  Email Us